Telephone: 01494 784491


When it comes to financing your vehicle there are traditionally two main packages you can consider, Hire Purchase or Personal Contract Purchase. Below is a summary of the two types but please feel free to ask us for a personalised, tailored quotation that caters for your individual circumstances.

HP - Hire Purchase (Ford Acquire)

A Hire Purchase agreement is one of the simplest finance agreements. You decide how much deposit you would like to put in (which could be made up of the value of a part exchange if you have one) and the remaining balance, plus the interest on the loan, is then split into monthly payments over your chosen term. By the time you have successfully made the final payment you then own the vehicle outright.

PCP -  Personal Contract Purchase (Ford Options)

A PCP is designed to lower your monthly repayments by deferring a lump sum, the optional final payment (OFP), to the end of the agreement. You can choose the term and amount of deposit to select a repayment that fits your budget. At the end of the PCP you can choose to return the vehicle, change the vehicle for another model, or pay off the OFP.

PCP or HP?

There are many factors to consider when deciding between PCP or HP – speak with a member of our sales team who will be happy to explain the features and benefits of each. We can also provide you with printed quotations for comparison purposes.

Priests LTD is authorised and regulated by the Financial Conduct Authority, our firm reference number for consumer credit is 666720. Priests LTD is an Appointed Representative of AutoProtect (MBI) Limited which is authorised and regulated by the Financial Conduct Authority for Insurance Mediation, their reference number is 312143. Priest Ford act as a non-independent credit intermediary for a limited number of lenders and are able to offer a limited number of finance products from these providers. You can check this on the FCA Register by visiting the or by contacting the FCA direct on 0300 500 8082.

Financial Disclosure

Priests Limited are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 666720 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.

We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). A customer may ask for commission disclosure at any time from our initial discussions through to the point when their agreement is set live.